*APR's on loan offers from our lending partners range from 5.99% to 160%, with loan durations between 6 months and 144 months. Repayment examples (for illustrative purposes only): a $10,000 loan at 4.89% APR with a term of 3 years would result in 36 monthly payments of $299 (Total repayable: $10,772) and a $10,000 loan at 9.99% APR with a term of 5 years would result in 60 monthly payments of $201.81 (Total repayable: $12,108.60). Each state has specific rules and regulations that govern lending partners. The amount you can borrow, the APR, and repayment term are based on your state's laws, the lending partner, and your creditworthiness
†UpReach Financial is not a lender or party to any loan or other transaction, does not broker loans to lending partners, and does not make loans or credit decisions. This website will submit the information you provide to lending partners in our database depending on the information provided, who will first use a soft credit check(s) to assess your eligibility for a loan. The amount of any loan offer, if one is made, will vary depending on the lending partner, your creditworthiness and your state's laws. There is no guarantee you will be presented with any personalized loan offers, or that upon presentation of any personalized loan offers you will qualify for the rates, fees, or terms shown on this site.
This website does not constitute an offer or solicitation to borrow, acceptance into any particular loan program, or specific loan terms or conditions. Providing your information on this website does not guarantee that you will be approved for a loan.
If you receive a loan offer from one of our lending partners it is imperative that you review each lender's terms and conditions before proceeding with an application for a loan and please note that at the point of application with the lending partner you may be subject to a full credit check.
In order to help the government fight identity theft, the funding of terrorism and money laundering activities, lending partners may verify and record information that identifies you. UpReach Financial is not an agent, representative or broker of any lender. We do not endorse or recommend any lending partners. We do not charge you for any service or product.
APR Disclosure
The Annual Percentage Rate (APR) is the yearly cost of credit, represented as a percentage. The APR includes fees related to originating the loan, not just the interest payments. By law (the Truth in Lending Act), the lender must show you the APR before you enter into a loan agreement. States have laws limiting the APR that the lender or partner can charge you. Please read the lender's terms and conditions in full before proceeding with a loan.
‡The loan offers that appear on this website are from lending partners from which UpReach Financial receives compensation for its services, tools, and facilities. UpReach Financial does not include all lending partners or all types of loan offers available in the marketplace. The underwriting criteria necessary for approval is determined by the lenders (not UpReach Financial) and it is imperative that you review each lender's terms and conditions before proceeding with an application for a loan. You must determine which loan works for you and your personal financial situation. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider's discretion.
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